The Charles Schwab Corporation (“Schwab”) completed its acquisition of TD Ameritrade Holding Corporation (“TD Ameritrade”) on October 6th in an all-stock deal valued at $22 billion uniting two of the four largest players in the RIA custody market into one company housing roughly $6 trillion in combined assets and 28 million brokerage accounts. The combination… Read more »
Category: Newsletter
Welcome Baby Maeve!
Posted by Marybeth Rose & filed under Newsletter.
We would like to wish a very special “Congratulations” to Mike and Marissa Harmer on the safe arrival of their beautiful baby girl this October! Maeve Rae Harmer was born October 19th, 2021 weighing 6 lbs. 6 oz. Both Marissa and baby Maeve are doing very well.
Ellen Ties The Knot!
Posted by Marybeth Rose & filed under Newsletter.
Please join us is congratulating Michael Brennan and Ellen Bosco-Brennan on their wedding! Ellen and Mike were married on October 18th in a private ceremony at home with family. May the years ahead be filled with lasting joy, happiness, and love. Ellen and Mike are happy to share in the excitement with their 2-year-old daughter,… Read more »
Dan Gains Waterford Ownership Share
Posted by Marybeth Rose & filed under Newsletter.
On January 1st, 2021, Dan Byles-Smith became an owner of Waterford Advisors, LLC and will now hold the title of ‘Principal’ within the firm. Dan has demonstrated tremendous commitment to the advancement of the firm and to continually enhancing client services. Please join us in congratulating him!
Mobile Check Deposit
Posted by Marybeth Rose & filed under Newsletter.
To our Charles Schwab clients: Looking for a secure, fast and convenient way to deposit funds into your account? Check out the Schwab Mobile Deposit feature within the Schwab Mobile App: www.schwab.com/schwab-mobile-deposit. Note that some restrictions may apply based on account type and deposit amount. The daily deposit limit will be shown on the deposit… Read more »
Rebalancing: Why We Do It
Posted by Marybeth Rose & filed under Newsletter.
Periodically rebalancing portfolios is often thought of as a practice of risk control, but it can also provide value to the long-term returns of your asset mix. Investment returns of various asset classes tend to be highly cyclical and the process of rebalancing will naturally reduce the exposure to those that have recently outperformed and… Read more »
eDocuments & eSignatures
Posted by Marybeth Rose & filed under Newsletter.
We asked and you answered. We surveyed a portion of our Charles Schwab and TD Ameritrade clients during the fall regarding their willingness to use eDocuments and eSignatures and the responses were clear: YES! We have been working diligently over the past few months to fully understand both Schwab’s and TD’s eDocument and eSignature tools… Read more »
Updates to our In-Office Procedures
Posted by Christina Michalczak & filed under Newsletter.
Although our staff has returned to the office, please be aware that we are still encouraging virtual meetings and will not be accepting any in-person meetings at this time. Anyone who needs to stop by our office to drop off materials or pick up documents is asked to wear a face mask and adhere to… Read more »
RMHC Golf Tournament
Posted by Christina Michalczak & filed under Newsletter.
Ronald McDonald House Charities of Western New York is part of a global network of Ronald McDonald Houses and programs that serve nearly 6,000,000 children and families annually. Since 1974, their network of local chapters has been making children happier and healthier by keeping families together and giving them a place to rest and heal.… Read more »
Mike Paternity Leave
Posted by Christina Michalczak & filed under Newsletter.
Mike Harmer and his wife, Marissa, are expecting a baby girl very soon! Please keep in mind that Mike will be out of the office on paternity leave from approximately Monday October 19th through the end of November (anticipated dates subject to change). During this time, we will be redirecting any phone calls or emails… Read more »