Comprehensive financial planning services

Committed to your financial well-being

True financial planning is about creating a strategy that results in a road map to success. We take a comprehensive view of your current lifestyle, income, and personal relationships; establish clear, realistic goals for the future; and set a sound course to achieve those objectives.    

With your goals in mind, we assist with implementing your financial plan. We regularly monitor your plan's progress and assist you with changes that inevitably occur as life progresses. Unbiased, unique, comprehensive financial planning strategies guide everything we do at Waterford Advisors.

Exceptional service. Every day.

Services and strategies for financial success.

Retirement Planning

Retirement Accumulation and Distribution Planning

Retirement Plan Design, Compliance, and Maintenance

Social Security Optimization Strategies

Investment Advisory Services

Wealth Preservation

Asset Growth

Maintaining Income

Minimizing Taxes

Tax Planning

Income Tax Planning and Preparation

Budgeting and Bookkeeping

Risk Management

Risk Management and Asset Protection Planning

Elder Care and Long-Term Care

Buy-Sell Agreements

Disability Buyout Arrangements

Estate Planning

Estate and Wealth Transfer Planning

Trust Opportunities

Business Succession Planning

Education Planning

Savings Plans for Next-Generation Education

Legacy Savings for Primary, Secondary, and Higher Ed

Wealth is measured in the absence of financial worry

Many people assume that financial planning is all about money and wealth accumulation. We believe wealth is not measured in dollars, but in the absence of financial worry. Love of family and desire for self-determination and dignity is what matters to our clients, and to us. That’s where the Waterford difference begins.

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Our Fee Structure

We are compensated based on a percentage of investable assets that we manage. Our fee covers ongoing comprehensive financial planning and investment advisory services related directly to achieving your financial goals and objectives, not generating transactions or commissions.

Our fees are calculated as a percentage of investable assets and are applied on a regressive breakpoint schedule as shown below:

Asset Under Management

Up to $499,999

$500,000 to $999,999

$1,000,000 to $1,499,999

$1,500,000 to $4,999,999

$5,000,000 +

Annual Fee






Our annual fee is prorated and paid quarterly, in advance, based upon the market value of the assets on the last day of the quarter.

Example: A client with $2 million of total assets under management would have a blended fee of .83% (a blended rate of the above schedule).

For billing rates on tax services, please contact our office for pricing related to your specific needs.