Comprehensive financial planning services
Committed to your financial well-being
True financial planning is about creating a strategy that results in a road map to success. We take a comprehensive view of your current lifestyle, income, and personal relationships; establish clear, realistic goals for the future; and set a sound course to achieve those objectives.
With your goals in mind, we assist with implementing your financial plan. We regularly monitor your plan's progress and assist you with changes that inevitably occur as life progresses. Unbiased, unique, comprehensive financial planning strategies guide everything we do at Waterford Advisors.
Exceptional service. Every day.
Services and strategies for financial success.
Retirement Planning
Retirement Accumulation and Distribution Planning
Retirement Plan Design, Compliance, and Maintenance
Social Security Optimization Strategies
Investment Advisory Services
Wealth Preservation
Asset Growth
Maintaining Income
Minimizing Taxes
Tax Planning
Income Tax Planning and Preparation
Budgeting and Bookkeeping
Risk Management
Risk Management and Asset Protection Planning
Elder Care and Long-Term Care
Buy-Sell Agreements
Disability Buyout Arrangements
Estate Planning
Estate and Wealth Transfer Planning
Trust Opportunities
Business Succession Planning
Education Planning
Savings Plans for Next-Generation Education
Legacy Savings for Primary, Secondary, and Higher Ed
Wealth is measured in the absence of financial worry
Many people assume that financial planning is all about money and wealth accumulation. We believe wealth is not measured in dollars, but in the absence of financial worry. Love of family and desire for self-determination and dignity is what matters to our clients, and to us. That’s where the Waterford difference begins.
Our Fee Structure
We are compensated based on a percentage of investable assets that we manage. Our fee covers ongoing comprehensive financial planning and investment advisory services related directly to achieving your financial goals and objectives, not generating transactions or commissions.
Our fees are calculated as a percentage of investable assets and are applied on a regressive breakpoint schedule as shown below:
Asset Under Management
Up to $499,999
$500,000 to $999,999
$1,000,000 to $1,499,999
$1,500,000 to $4,999,999
$5,000,000 +
Annual Fee
1.20%
0.90%
0.70%
0.50%
0.35%
Our annual fee is prorated and paid quarterly, in advance, based upon the market value of the assets on the last day of the quarter.
Example: A client with $2 million of total assets under management would have a blended fee of .83% (a blended rate of the above schedule).