Portfolio Design and Mitigation of Sequence of Return Risk for Retirees

What is sequence of return risk? Otherwise known as sequence risk, it is a risk associated with the order in which your investment returns occur during your retirement. It can potentially have a substantial impact when you are periodically taking distributions from your investments, reducing the longevity of your retirement capital (increasing the chances you… Read more »

Congratulations Ryan!

Please join us in congratulating Ryan DiPasquale on accepting a permanent full-time position with our firm as a Planning Associate. Ryan recently graduated from Canisius College with a Master of Business Administration in Accounting. He is currently working towards his CPA designation; he hopes to complete all parts of the CPA Exam very soon. Ryan… Read more »

Retirement Account Relief under The CARES Act

The Coronavirus Aid, Relief and Economic Security (CARES) Act included several important retirement account withdrawal and plan loan relief provisions to help provide financial assistance to individual investors and plan participants if they have been adversely affected by COVID-19. Who qualifies? In order to be eligible for relief under the CARES Act you must be… Read more »

Photography Donation to SPCA Serving Erie County

This June we decided to let go of our beloved David Lawrence Reade Photography collection and donate all the framed and unframed photographs to the SPCA Serving Erie County. The SPCA will use these photos during auctions to raise funds for the shelter and rescued animals and may even decide to hang some of the… Read more »

Tax Returns & The CARES Act

The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) was signed into law by President Trump on March 27, 2020. It was a bipartisan stimulus package designed to inject $2.2 trillion into the U.S. economy through various programs. While most of the attention has been focused on small business forgivable loan programs, there are… Read more »